What Is Medicaid? Why Is Medicaid Crucial For People Living In New York?

Medicaid is a social health care program aimed at individuals and families with insufficient resources and old age in New York. The social health care program is the biggest source of funding for health-related and medical services for citizens with insufficient income in New York. Recipients of the program must be United States’ legal permanent residents and may include low-earning individuals, their kids, and people living with certain disabilities.

This medical coverage program is run jointly by federal and state governments. Since the program beneficiaries can’t afford to pay for the costs of insurance, the state, and federal governments picks up the bill which is always extremely high.

As would be expected, the government tries to cut down on the costs by eliminating fraud. But in so doing, they often end up accusing people who had no intention of defrauding the government, one of the reasons you need a dedicated Medicaid fraud lawyer such as Todd Spodek of Spodek Law Group P.C.

In New York, eligibility to this program or (food stamps) depends on the household income. When applying for the programs, you are asked to disclose who the members of your household are, what your household income is, and whether anyone of you has access to healthcare insurance and other facts. The government uses the information you provide to determine eligibility.

There are two kinds of the program coverage: the community coverage and the nursing home coverage. Community coverage assists persons who have little or no medical care insurance. Nursing home coverage pays up for all the costs of nursing care for only those who are eligible.

It is crucial to note that even though poverty is one of the core requirements for the program eligibility, low income alone doesn’t qualify you to receive the benefits of the program unless you fall into one of the designated eligibility categories. Within each defined program eligibility category, there are several requirements other than mere income that must be met. Such requirements include assets, pregnancy, disability, age, blindness, resources as well as one’s status as a lawfully admitted immigrant or citizen.